Home
/
Financing

Home Financing

Start With Your Buying Power.

Understand your buying power, explore your financing options and build a home-search strategy around what makes sense for you.

Mortgage loan origination services provided by Evelyn Cardoza NMLS #2190485 through Giving Tree Lending NMLS #2341373 · Equal Housing Opportunity.

A Clearer Start to Your Home Search

Starting with financing can help you approach your home search with a clearer picture of what may fit your goals.

Know Your Potential Price Range

Get a clearer idea of what may fit your financial picture before you start touring homes.

Shop With More Confidence

Focus your search around a more realistic potential budget and buying strategy.

Keep the Process Connected

Your financing and home search can move together instead of feeling like two separate conversations.

From Pre-Qualification to Closing

01

Get Pre-Qualified

Understand your financing position and potential buying power before you begin touring homes.

02

Build Your Buying Strategy

Align your potential budget, timeline and priorities so your home search starts with a clear direction.

03

Find the Right Home

Work with ICONQ to explore communities, tour properties and identify opportunities that fit your goals.

04

Offer to Closing

Keep the real estate and financing sides of your purchase moving together from offer through closing.

Financing That Fits the Purchase

Every buyer's situation is different. Evelyn can help you understand which financing options may make sense for your goals.

Conventional

A common financing option for qualified buyers purchasing eligible residential properties.

FHA

Government-insured financing that may provide another path to homeownership for eligible borrowers.

VA

Mortgage financing may be available to eligible veterans, active-duty service members and qualifying surviving spouses.

Other Options

Additional financing programs may be available depending on your situation and the property.

Loan programs, eligibility and underwriting requirements vary by borrower and property.

One Buying Strategy. Two Sides of the Transaction.

Finding the right home and financing the purchase are closely connected. Because Evelyn works across both real estate and mortgage origination, buyers can begin the process with greater visibility into how their financing and home search fit together.

The goal is simple: help you understand where you stand, build the right strategy and keep the process moving from your first conversation through closing.

One conversation can help connect:

– Your potential budget

– Your home-search strategy

– Your financing next steps

Financing Questions, Answered

Is this a mortgage application?

No. This page and form are the first step toward a conversation about pre-qualification, not a loan application or approval decision.

Does ICONQ originate my loan?

No. ICONQ Realty is a real estate team operating under Camino Real Realtors. Mortgage loan origination services are provided separately by Evelyn Cardoza through Giving Tree Lending.

What happens after I submit the form?

A member of the team will follow up to learn more about your goals and help coordinate the appropriate next steps in the pre-qualification process.

Do I need to be pre-qualified before touring homes?

It isn't required, but understanding your financing early can help you search with more clarity and confidence.

Start the Pre-Qualification Process

Share a few details and a member of the team will follow up to learn more about your goals and coordinate next steps.

Hablamos Español

This form starts a conversation and is not a mortgage application, pre-qualification decision or loan approval. Mortgage loan origination services are provided by Evelyn Cardoza NMLS #2190485 through Giving Tree Lending NMLS #2341373. Equal Housing Opportunity. All loans are subject to credit approval. Restrictions may apply. See our
Privacy Policy
.

Thanks — we received your information. Evelyn will follow up, or a team member may contact you to coordinate the next step.
Something went wrong while submitting your information. Please try again or contact us directly at info@iconqrealty.com.

Ready to Understand Your Buying Power?

Connect with Evelyn to start the pre-qualification conversation, or begin exploring homes with ICONQ today.

START PRE-QUALIFICATIONSTART MY HOME SEARCH

Mortgage services provided by Evelyn Cardoza NMLS #2190485 through Giving Tree Lending NMLS #2341373 · Equal Housing Opportunity.